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  • worldtradex Reviews Read Customer Service Reviews of www worldtradex.com

    Your bank may also charge you for making wire transfers depending on their policy. Also, you only need the most basic of details including your name, email, country, and a mobile number in order to open an worldtradex demo account, the process could not be easier. Added to this, worldtradex also provides for additional insurance which will protect you in the event of bankruptcy and insolvency.

    The deposit and withdrawal options offered by the St. Vincent and Grenadines subsidiary are the best, while others offer limited choices. worldtradex caters to most international traders, including residents of UK, Australia, South Africa, and Malaysia. For deposits between $300 and $4,999, the referrer gets a $100 bonus, which doubles to $200 for deposits from $5,000.

    worldtradex Customer Reviews

    • ForexBrokers.com has been reviewing online forex brokers for over eight years, and our reviews are the most cited in the industry.
    • Filippo Ucchino created InvestinGoal, a comparison site and educational portal for the online trading and investing industry.
    • worldtradex offers floating spreads, but without the price improvement, average ones can be somewhat high.
    • In our 2025 Annual Awards, worldtradex finished Best in Class for its excellent Platforms and Tools.
    • Yes, worldtradex is a regulated broker in the UK, Europe, Australia, and South Africa, adhering to strict standards.

    worldtradex also offers a free demo account and an Islamic Account for Muslim traders. Lastly, the user interface is simple, and the platform offers many educational resources to help traders make informed decisions. worldtradex provides Virtual Private Server (VPS) solutions to Malaysian traders to improve their trading capabilities. The worldtradex VPS offers specific benefits that can help with more efficient Expert Advisor (EA) trading. Trading Station is worldtradex’s proprietary platform that caters to Malaysian traders through extensive chart customization and a wide range of metrics, enabling informed trading decisions.

    It is very easy to use with a fully customisable user interface that makes trading online a breeze. Keep in mind, when you trade on worldtradex’s MT4 platform, the execution, trading features, and settings may vary from that of the flagship Trading Station platform. I like how the broker offers free MT4 EAs and apps that can automate part or all of your strategy, saving you crucial time in technical analysis.

    Merged reviews and profileRead more

    In our testing, the platform received Best in Class for Platforms and Tools, Professional Trading, Algorithmic Trading, and Social Copy Trading. worldtradex’s signals remove uncertainty from trading decisions and promote consistency. They are available for 40 currency pairs and come with entry price suggestions, stop-loss, and take-profit levels. Traders can enjoy these benefits through a 14-day trial for Live Accounts.

    Alternative Brokers

    There is everything you need for conducting detailed market analysing and managing trades effectively. Not to mention, you can get a practically endless number of add-ons for the platforms to further enhance your trading possibilities. You can even develop your own if you have the programming skills to do so, or hire a freelancer to bring your strategy to life.

    • Also, institutional investors, retail brokers, emerging market banks and hedge funds can take advantage of worldtradex Pro.
    • With a funded account, the NinjaTrader platform is free to use for charting, market analysis, and live trading.
    • The Rebate Program is especially noteworthy, rewarding active traders based on trading volume, a feature not found on many other platforms.
    • It offers competitive trading fees, a wide range of financial instruments, multiple trading platforms, fast execution speeds, and high-quality educational resources.

    Trading Station

    Furthermore, the platform’s dedication to transparency can be seen in its monthly execution reports, which include detailed statistics on slippage and trade execution quality. Yes, there are withdrawal limits, but Malaysian traders are not subject to these on local payment methods. Upon attaining professional status, traders must be aware that the same trader protections granted to ordinary traders do not apply to them.

    So, whether you’re new to online trading or you’re an experienced investor, worldtradex has customisable account types and services for all levels of retail and institutional traders. Founded in 2003, NinjaTrader offers software and brokerage services for active traders. With a funded account, the NinjaTrader platform is free to use for charting, market analysis, and live trading.

    Most traders will easily satisfy it by sending a copy of their ID and one proof of residency document, satisfying regulatory KYC/AML requirements. ✅Top Reads – Additionally, they offer a handpicked assortment of articles, books, and publications to keep traders updated on market trends, trading tactics, and financial insights. This material would be valuable for ongoing learning and remaining current in the changing trading world. This broker accepts various deposit options, including credit and debit cards, bank wire transfers, and e-wallets like Skrill and Neteller.

    Traders can boost their productivity with code-free automation backed by analytical tools and real-time monitoring across desktop and mobile platforms. With integrated indicators, real-time asset quotes, and Expert Advisors for automated strategies, MetaTrader 4 (MT4) provides Malaysian traders with a comprehensive trading experience. The service is available to new and existing worldtradex account holders, and the first three months are free of the monthly subscription fee of $30.

    65% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Ninja Trader has a funky feel but don’t think it is lightweight due to its user-friendly appearance. The attractive features of this platform run far deeper than the aesthetics.

    The range of products available to you will depend on which global entity under the worldtradex Group houses your trading account. The following table summarizes the different investment products available to worldtradex clients. Moving between markets and time-settings is Worldtradex official site easy to do and the mobile platform is particularly responsive.

    Featuring extensive forex functionality, the brand-new Ninja Trader 8 is an industry leader in the provision of advanced analytics, charting and automation capabilities. Ninja Trader is particularly strong in terms of market liquidity and accesses the same pools of liquidity as global banks, financial institutions, prime brokers and market makers. The regulatory framework is hard to beat and the customer support is of a very high level.

    ✅Choose “Bank Wire Transfer” under “Withdraw Funds” as your withdrawal option. ✅Use the information supplied by the broker to start a wire transfer by going to your bank’s website or stopping by a branch. Margin is the equity necessary to commence and maintain a position, acting as a security deposit rather than a transaction fee. The magnitude of this markup varies based on transaction size; bigger transactions incur relatively lower costs in proportion to their value. This synergistic atmosphere is an excellent resource for individuals seeking improvement in trade performance via insights gained from other knowledgeable peers within the broker’s framework. ✅To continue, read the terms and conditions provided to you, comprehend the privacy statement, and accept the risk disclosure declarations.

    worldtradex demo account is also available for traders for educational and training purposes. Founded in 1999, London-based Forex Capital Markets or worldtradex is a major international online forex and contracts for difference (CFD) broker that also provides spread betting and related services. The broker offers its clients innovative trading tools, proprietary data and premium educational resources. worldtradex maintains an excellent choice of trading platforms with a distinct focus on algorithmic trading. Social traders may connect to ZuluTrade, and worldtradex offers services by TradingView Pro free of charge for one year to all new clients.

    Trading signals are actionable trade ideas that may be readily applied to the open market. Their foundations are typically rooted in technical and fundamental analysis, or as a hybrid of both methodologies. Novice and experienced traders alike frequently look to trading signals for guidance on whether to buy or sell in the live market. No matter if you are trading the majors, minors, crosses, or select exotics, you will never be without fresh trade ideas.

  • Migliori casinò per Plinko dove giocare a soldi veri in sicurezza

    Plinko con pagamento bonifico

    Vediamo alcune strategie e consigli che vi aiuteranno ad aumentare le vostre possibilità di vittoria. Nessuna strategia di Plinko quando si gioca per soldi darà i risultati desiderati se non viene abbinata al bankroll disponibile. Quando un giocatore non tiene d’occhio il saldo, facendo scommesse impulsive, le vincite non compenseranno mai le perdite. Una strategia di Plinko competente, come inside-out o flat, consente di evitare il fallimento, lasciando che il gioco porti piacere e profitto. Nel seguente materiale esamineremo le strategie per giocare a Plinko e daremo consigli su come vincere senza rischiare di prosciugare il deposito nell’eccitazione dell’eccitazione.

    Sintesi del feedback dei giocatori abituali di Plinko sugli aspetti più popolari e sulle frustrazioni più comuni

    L’autoplay si può impostare da 10 a 200 lanci consecutivi, per tentare un “atterraggio” fortunato sul moltiplicatore massimo di 500x. Rimane sempre bene in evidenza lo storico delle giocate con relative vincite, molto utile per pianificare le successive mosse. Al massimo livello di difficoltà e con tutte le porte d’uscita aperte la plinko casino vincita massima di Plinko Go è 420 volte la puntata. Il gioco automatico è possibile (fino a 100 lanci) ma non può essere personalizzato.

    Recensioni degli Utenti sulla Slot di Plinko

    Il gioco è disponibile sia in versione a soldi veri per coloro iscritti a Goldbet sia in versione gratuita per tutti quelli che vogliono semplicemente capire come si gioca. Esistono numerosi siti e app che offrono versioni digitali delete gioco, permettendo aje giocatori di quasi tutto il mondo di divertirsi con Plinko comodamente da casa. La versione on the web spesso include grafiche accattivanti, effetti sonori coinvolgenti e una possibilità di giocare gratuitamente o disadvantage denaro reale. Uno degli aspetti più interessanti di Plinko online è are generally varietà di varianti disponibili, che aggiungono nuove regole elizabeth meccaniche di gara per mantenere entrada l’adrenalina.

    Registratevi, finanziate il vostro conto e iniziate con la versione demo per fare pratica. Prima di giocare con denaro reale, si consiglia vivamente di provare la versione demo di Plinko Free. Si tratta di una modalità completamente gratuita che vi darà l’opportunità di padroneggiare tutti gli aspetti del gioco a un ritmo confortevole. Come vedete, ogni operatore con Plinko a soldi veri si distingue per un fattore che per voi può essere rilevante. Riteniamo sia opportuno approfondire la conoscenza dei portali dove potrete trovare questo quick game. Ecco perché abbiamo preparato per ciascun casinò con Plinko recensioni ricche di dettagli che vi saranno utili per decidere a quale piattaforma di gioco affidarvi.

    La sua interfaccia semplice e il suo gameplay trasparente lo rendono accessibile ai giocatori di qualsiasi livello. Grazie alla varietà di strategie e alla possibilità di effettuare test in modalità demo, ognuno può trovare il proprio approccio al gioco. L’applicazione mobile e l’ampia scelta di metodi di pagamento offrono la massima comodità agli utenti. Se vuoi divertirti a giocare a Plinko e ottenere vincite reali, è importante scegliere un casinò online affidabile che offra questo eccitante gioco. Di seguito sono riportati alcuni dei migliori casinò per giocare a Plinko Italia nel 2024. Ognuno di loro offre bonus interessanti, comodi sistemi di pagamento e un’esperienza di gioco sicura.

  • Does Drinking Coffee Affect the Sinuses?

    sneezing after drinking

    Sudden alcohol intolerance can catch you off guard and potentially ruin a great night out. But the good news is that understanding what might be behind these unexpected reactions can help you put them in perspective and take any appropriate actions. If you’ve recently found that alcohol isn’t agreeing with you the way it used to, it’s essential to sneezing after drinking listen to your body and consult with a healthcare professional.

    sneezing after drinking

    Red Wine And Nasal Congestion

    Many people think there’s a link between an allergy or intolerance to dairy and sinus problems. When the trachea is collapsed, the epiglottis doesn’t completely cover it anymore, allowing some water to leak into the trachea when a dog drinks. Dogs with collapsed tracheas may also cough when they get excited and have difficulty breathing during exercise. Any age and breed can be affected, but small adult or senior dogs generally top the most commonly affected list. Sometimes while drinking water, cats can end up swallowing anything that’s on the water. This is why it is very important to keep their water clean with a fountain or if you have a bowl, change the water in it every day.

    > Reverse Sneezing is often confused with coughing and is harmless most of the time

    Generally, sneezing from coffee is not a serious health concern if it occurs occasionally. Some individuals might be allergic to coffee beans or the compounds contained within them. While true coffee allergies are quite rare, they can lead to symptoms such as sneezing, nasal congestion, or even more severe allergic reactions. If you think you might have a coffee allergy, it’s best to consult with a healthcare professional. One of the most common alcohol-related allergic reactions is to wines containing sulfites. Sulfites are used as a preservative in wine and other alcoholic beverages, but can lead to an adverse reaction in some people.

    Why Does Drinking Alcohol Make Me Sneeze?

    If you have ever felt nauseous or had a headache after drinking wine, there is a chance that you are sensitive to sulfites. It is essential to talk with your doctor if you think you may be sulfite sensitive. Alcohol can worsen your difficulty breathing through your nose, so it’s important to be mindful of how much you consume. If drinking alcohol is unavoidable, try to limit your intake of low-alcohol beverages such as beer or wine. Red wine should be consumed in moderation – no more than one glass per day and avoid eating on an empty stomach. Lastly, always practice responsible drinking and take frequent breaks while consuming alcohol.

    Are there specific types of coffee that provoke sneezing more than others?

    • Once the allergen has been identified, your doctor can help you develop a plan of action to manage your allergy in the future.
    • Coffee is enjoyed for its flavor and for the caffeine that can help wake you up and provide a temporary boost of energy.
    • Many people are familiar with common side effects of alcohol, including lowered inhibitions, euphoria (i.e., feeling “tipsy”), decreased coordination, and hangovers.
    • If you have milder symptoms, you may have a food sensitivity or intolerance rather than a true allergy.
    • These include feeding your dog smaller, more frequent meals, using elevated food and water bowls, and ensuring that your dog drinks water slowly and in moderation.
    • Despite these warnings, alcohol is woven into cultural practices globally, with over 2 billion people consuming it.

    If you have recently got home a pet cockatiel from an unknown source, or it is displaying signs of ill health even before the sneeze, it may be wise to consult a veterinarian. Bird owners should be aware of underlying health issues that could lead to chronic sneezing. Poor air quality, such as airborne allergens or cigarette smoke, can irritate the bird’s respiratory system and lead to coughing and sneezing. Cockatiels may experience sudden and acute sneezing fits that various environmental triggers can cause. In this article, I will discuss the various reasons why a cockatiel may sneeze and provide tips on what you can do to help alleviate their symptoms and keep them healthy. Like all birds, cockatiels can be prone to certain health issues that might cause sneezing.

    sneezing after drinking

    Essential Facts You Need to Know About Allergies

    sneezing after drinking

    Many people enjoy coffee without any symptoms, while others may experience sneezing as a slight annoyance. The variability in reactions can often be attributed to individual sensitivities or intolerances, which can differ from one person to the next. Absolutely, allergies to coffee are possible and can lead to symptoms like sneezing. If you have a sensitivity to these substances, consuming coffee may provoke your immune system, resulting in sneezing, nasal congestion, or even sinus infections. Coffee can trigger a sneeze due to the presence of certain compounds that may irritate the nasal passages.

    Reason 2: Your cat is drinking too much.

    sneezing after drinking

    Additionally, flavored coffee or additives like milk and sugar can create a more complex mixture that could potentially trigger an allergic response in some individuals. It’s essential to note that Alcoholics Anonymous while coffee may trigger sneezing in some individuals, similar reactions can occur with many other substances and food items. This suggests that the act of sneezing after consuming coffee may not be solely due to the beverage itself but could be a cumulative response to various factors. Food intolerances can also play a role in why coffee might make some people sneeze. Unlike allergies, food intolerances often manifest through gastrointestinal symptoms. However, some individuals might experience respiratory symptoms, including sneezing, as part of their reaction.

    Consider allergy testing:

    • The key to managing histamine intolerance is to recognize which foods and drinks are high in histamine levels and avoid them.
    • The variability in reactions can often be attributed to individual sensitivities or intolerances, which can differ from one person to the next.
    • Additionally, taking antihistamines can also provide relief from the symptom.

    They may also start to hyperventilate and make a coughing sound similar to a goose honk. However, some dogs may appreciate cough suppressants and antibiotics to ward off secondary issues. They should also be separated from other dogs to prevent spreading it, and may want a few days of rest and relaxation.

  • Terros Maverick House Sober Living Sliding Scale and or Free Treatment Center

    I have a son Cody, who is 27 and has a serious problem smoking fentanyl. He just checked into Valley Hospital for an 8 day detox program. They told me that the state insurance will not cover the 28 day rehabilitation program. Our Health Centers accept a wide range of insurance including AHCCCS, Medicaid, and Medicare. By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses.

    Medication Assisted Treatment (MAT)

    Today, there are platforms that focus not just on memorization but also on making learning engaging, interactive, and suitable for a child’s pace and attention span. If you are seeking drug and alcohol related addiction rehab for yourself or a loved one, the sponsored hotline is a confidential and convenient solution. It is also expected for you to attend your appointments and sessions, and if you cannot make it to contact us within 24 hours to cancel your appointment. It is okay to disagree with your provider or counselor in a respectful way. If you do not have insurance, our benefits specialist who can help you determine if you qualify for benefits or other coverage.

    New Patients

    For some services coming into the office cannot be avoided and then based on your insurance transportation can be arranged. Throughout this year have been to Copper Springs twice Quail Run once multiple hospital stays and now I’m it Maple Leaf. My insurance is UnitedHealthcare through access the community plan and they paid for all of my treatments. When it comes to helping children memorize the Quran, choosing the right online platform can make all the difference.

    Individual Counseling

    Our assessment and intake process seeks to understand your circumstances and your need. We work with you to develop a treatment plan specific to your needs and responsive to your experience. Residents receive a minimum of one hour of therapy each week, as well as eight hours of therapeutic activity every day. Individual and group counseling as well as medication-assisted treatment (MAT) may be included in treatment options. Our intakes are conducted at the Terros Health Olive Health Center in Glendale.

    Our outpatient services allow patients to learn how to stay sober in a real-life setting. We use proven treatment methods centered in group therapy that provides support, skill-building and healing in a community setting. Some individuals may benefit from individual counseling in addition to other services; your treatment plan is uniquely designed to meet your needs.

    For those not enrolled in SOP, but needing relapse support, we have Relapse Prevention groups which meet once a week. This individual helps you to navigate what otherwise might be an overwhelming amount of information, needs, and agency coordination. Each resident is assigned a case manager.This individual helps you to navigate what otherwise might be an overwhelming amount of information, needs, and agency coordination.

    We help you stabilize in your sobriety and identify the next step to continue your recovery journey. You will work with your counselors to identify available treatment options. You can enroll with our residential treatment services at our Olive Health Center. Enrollment includes a screening & assessment that helps determine your need.

    • Our caring staff provide support and care around-the-clock to help prepare you for your new life in recovery.
    • Your contribution will help in transforming the health and well-being of families throughout Arizona.
    • We are often able to locate AHCCCS enrollment or grant funding that covers your cost of treatment.
    • Clients may also interact with those who have suffered from addiction and receive peer support services.
    • Individuals are assigned to rooms with one other roommate.

    Health Centers 2

    • Daily 12 step recovery meetings are part of our residential program structure.
    • During COVID-19, Terros Health uses telemedicine for most group and counseling sessions.
    • Since many of our rehab centers are sliding scale, we have provided the Federal Poverty Guidelines below.
    • Our Women Only Residential Program is a secure, gated community designed specifically for pregnant and parenting women and their infants and toddlers.
    • They will assist you in determining the best next step.

    The common thread through all Terros services is their belief that every person has the ability to make changes to improve their lives. During COVID-19, Terros Health uses telemedicine for most group and counseling sessions. You can attend your sessions with a smart phone or other camera-enabled devices from the comfort of your own home.

    A team of experts centered on your treatment, caring for the whole person. Choose one of our convenient locations and get started. For enrollment or general questions about Terros Health Maverick House, you can call, email, or send us a message. For enrollment or general questions about Terros Health- Maverick House, you can call, email, or send us a message. Your contribution will help in transforming the healthand well-being of families throughout Arizona. Your contribution will help in transforming the health and well-being of families throughout Arizona.

    Health Centers

    For anyone who’s looking for any service for treatment, please get of hold of Terro’s and they can set you off in the right path. My fiance or Ex fiance is there now..I know he will complete this program !

    You will first complete an initial intake assessment with one of our behavioral health providers at Olive Health Center, either by phone or in-person. They will assist you in determining the best next step. The length of time you are in treatment will vary depending on the treatment plan your counselor develops with you. You should expect to be in treatment for 12 weeks. Recovery is a life change process and there are other options after treatment to help support you. Your counselor will work with you to identify best treatment and support options to work toward successful recovery goals.

    Free Online Quran Courses with Certificates: A Comprehensive Guide to Learning the Quran from Home

    Daily 12 step recovery meetings are part of our residential program structure. These are provided seven days a week, as a safe space group setting, by speakers from the community network of Narcotics Anonymous. Located in Glendale, Arizona, Terros Health- Maverick House is an alcohol and drug rehab sober living home that provides treatment for individuals struggling with addiction. They are located at the intersection of West Montebello and 51st Avenue. The level of care offered is residential treatment.

    Terros provides a wide variety of primary care, outpatient and residential drug and alcohol treatment, crisis, recovery, and maverick sober living mental health services. Our IOP groups meet 3 times per week for 3 hours each session. We offer both day and evening sessions and usually have 8-12 people in each group. In these sessions, our counselors use highly effective evidence-based treatment methods including DBT, CBT, Experiential, 12 steps, and life skills. Patients in IOP will also meet with their therapist for 1 hour each week. The length of IOP treatment varies but the average time is 12 weeks.

    We provide a safe, supportive, and comfortable environment. Individuals are assigned to rooms with one other roommate. There is a private bedroom available to individuals with special medical issues or needs. Our meals are approved by a nutritionist and are prepared on site three times daily. There are opportunities for daily recreation and exercise. Individuals are assigned to rooms with one other roommate.There is a private bedroom available to individuals with special medical issues or needs.

    Our counselors have small caseloads and provide very personalized attention and care. Our support staff are trained behavioral health technicians and peers, individuals with lived experience in recovery. Each resident is paired with a primary counselor.Our counselors have small caseloads and provide very personalized attention and care. SOP is designed for patients who have completed IOP or who experienced a relapse. During SOP patients attend 2 group sessions per week. SOP therapy focuses on life skills and re-integration to normal life.

    You are expected to express yourself and your feelings and learn to do this in a healthy way. With the right platform, Quran memorization can become a joyful and rewarding experience for your child, setting a strong foundation for their spiritual growth and connection to their faith. Here’s a guide to some of the best online platforms tailored specifically for children’s Quran memorization, along with what sets each apart. They accept most major insurance plans, as well as AHCCCS plans.

  • Microsoft: Empowering the Digital World

    Microsoft is a global technology company known for shaping the modern digital experience. From its iconic Windows operating system to the versatile Microsoft Office suite, the company has provided tools that support both personal productivity and enterprise innovation. Visit the official website at microsoft.com to explore its offerings.

    Microsoft has also become a major player in cloud computing through Azure, and in business collaboration with Microsoft Teams. Its investments in artificial intelligence, gaming (via Xbox), and hardware (like Surface devices) reflect a broad vision for the future of tech.

    Key Innovations by Microsoft

    • Windows OS and Microsoft Office — foundational software for millions worldwide
    • Azure cloud services — empowering digital transformation for businesses
    • Xbox gaming platform — connecting entertainment and technology
    • Surface devices — combining performance with sleek design
    • AI integration and responsible innovation — shaping the future responsibly

    With decades of experience and a continued focus on progress, Microsoft remains a leader in the global tech landscape.

    This is a test article created for demonstration purposes in WordPress.

  • Михайло Зборовський: цифрова гігієна, помилки користувачів на прикладі Cosmobet

    У сучасному цифровому світі кібербезпека стає невід’ємною частиною як особистого, і корпоративного життя. Чим більше даних ми віддаємо в цифровий світ, тим більша ймовірність, що вони будуть використані проти нас. Михайло Зборовський, експерт зі стратегічного розвитку iGaming продуктів, таких як Cosmobet, упевнений: “Поінформованість та навчання користувачів є ключем до зниження ризиків.”

    Основні помилки користувачів у сфері кібербезпеки

    Багато інцидентів у цій галузі відбуваються через прості, але критичні помилки користувачів. Розуміння та запобігання цим помилкам може значно підвищити рівень захисту даних. Що люлі найчастіше роблять не так?

    1. Примітивні паролі. Як і раніше, десятки мільйонів людей використовують комбінації на кшталт “qwerty” або “123456”, що робить їх облікові записи відкритою мішенню.
    2. Один пароль на всі випадки. Якщо зловмисники зламають один обліковий запис, вони отримують доступ до всіх інших.
    3. Нехтування оновленнями. Багато користувачів ігнорують нові версії програм, не розуміючи, що старі містять відомі вразливості.
    4. Відсутність двофакторного захисту. Залишаючи активність тільки на паролі, користувач значно спрощує хакер шлях до особистих даних.
    5. Фішингова наївність. Кліки за сумнівними посиланнями або відкриття вкладень із неперевірених джерел – відкриті двері для шкідливого програмного забезпечення.

    Експерт у сфері стратегічного розвитку iGaming-продуктів Михайло Зборовський зазначає, що навіть базові заходи цифрової гігієни при грамотній реалізації, як це роблять у компаніях на кшталт Cosmobet, здатні серйозно зміцнити кібербезпеку.

    Методи посилення захисту

    Цифровий захист – це не тільки справа ІТ-відділу, а й відповідальність кожного, хто користується комп’ютером чи смартфоном. Ось деякі практичні рекомендації:

    • Проводити симуляцію фішингових атак для відпрацювання реакції персоналу.
    • Використовувати сучасні антивіруси, фаєрволи та автоматичні системи моніторингу.
    • Періодично проводити аудит доступу та переглядати права користувачів.

    Людський фактор залишається одним із головних викликів у сфері кібербезпеки. Однак за допомогою освіти, обізнаності та впровадження передових практик можна значно знизити ризики.

  • Михайло Зборовський: цифрова гігієна, помилки користувачів на прикладі Cosmobet

    У сучасному цифровому світі кібербезпека стає невід’ємною частиною як особистого, і корпоративного життя. Чим більше даних ми віддаємо в цифровий світ, тим більша ймовірність, що вони будуть використані проти нас. Михайло Зборовський, експерт зі стратегічного розвитку iGaming продуктів, таких як Cosmobet, упевнений: “Поінформованість та навчання користувачів є ключем до зниження ризиків.”

    Основні помилки користувачів у сфері кібербезпеки

    Багато інцидентів у цій галузі відбуваються через прості, але критичні помилки користувачів. Розуміння та запобігання цим помилкам може значно підвищити рівень захисту даних. Що люлі найчастіше роблять не так?

    1. Примітивні паролі. Як і раніше, десятки мільйонів людей використовують комбінації на кшталт “qwerty” або “123456”, що робить їх облікові записи відкритою мішенню.
    2. Один пароль на всі випадки. Якщо зловмисники зламають один обліковий запис, вони отримують доступ до всіх інших.
    3. Нехтування оновленнями. Багато користувачів ігнорують нові версії програм, не розуміючи, що старі містять відомі вразливості.
    4. Відсутність двофакторного захисту. Залишаючи активність тільки на паролі, користувач значно спрощує хакер шлях до особистих даних.
    5. Фішингова наївність. Кліки за сумнівними посиланнями або відкриття вкладень із неперевірених джерел – відкриті двері для шкідливого програмного забезпечення.

    Експерт у сфері стратегічного розвитку iGaming-продуктів Михайло Зборовський зазначає, що навіть базові заходи цифрової гігієни при грамотній реалізації, як це роблять у компаніях на кшталт Cosmobet, здатні серйозно зміцнити кібербезпеку.

    Методи посилення захисту

    Цифровий захист – це не тільки справа ІТ-відділу, а й відповідальність кожного, хто користується комп’ютером чи смартфоном. Ось деякі практичні рекомендації:

    • Проводити симуляцію фішингових атак для відпрацювання реакції персоналу.
    • Використовувати сучасні антивіруси, фаєрволи та автоматичні системи моніторингу.
    • Періодично проводити аудит доступу та переглядати права користувачів.

    Людський фактор залишається одним із головних викликів у сфері кібербезпеки. Однак за допомогою освіти, обізнаності та впровадження передових практик можна значно знизити ризики.

  • ADR vs GDR: Key Differences and Their Financial Implications

    An ADR is essentially a US-listed security, as investors can invest in foreign companies on the exchanges of America. On the other hand, GDRs are mainly used in European and Asian markets allowing companies to access capital outside their ‘home’ country. The knowledge and ability to distinguish ADRs from GDRs are important for investors wishing to diversify internationally and to companies looking to broaden their capital base.

    A single GDR can represent different amounts of shares, as per the company’s needs and objectives. Because of this, different banks can issue unsponsored ADRs for the same company as well. So, in order to overcome this problem, the companies give shares to an American bank.

    Although they share the same objectives, they have a lot of differences from a target perspective, regulatory framework, and investor access. This section narrows down the ten major differences that demarcate the two mechanisms and summarizes them in an orderly table and explanations. They can also simplify international investing by providing the offering to U.S. investors through U.S. market exchanges. Depository Receipts help the Non-Resident Indian’s or foreign investors to invest in Indian companies by using their regular equity trading account. ADRs make it easy for US investors to purchase stock in foreign companies. A key difference lies in the markets that they target; ADRs are mainly traded in the U.S., whereas GDRs are traded in multiple markets thus offering wider global access.

    ADRs are considered alternative investments that should be thoroughly analyzed by American investors. Imagine enjoying your morning chai on your cosy couch in Mumbai while simultaneously your money reaps the benefits of income generated by an established IT giant in Silicon Valley. Well, this dream could be true with the beauty of ADRs and GDRs. These give you access to invest in the most fascinating businesses in the world, wherever they may be located. Most GDRs, as opposed to ADRs, are sold to international investors via private placement sales.

    • A depository can be an organization, bank, or institution that holds securities and assets in the trading of securities.
    • Students can anytime approach the students’ helpline number for their queries.
    • In this article, we will discuss two of the depository receipt that are usually used in the finance world- ADR (American Depository Receipt) and GDR (Global Depository Receipt).
    • GDRs operate within a fragmented regulatory landscape, as they are listed on multiple international exchanges.
    • GDRs are subject to the laws of the jurisdiction in which they are issued.

    In contrast to ADRs, that shows potential for foreign company shares to be traded that are listed under the US stock exchanges, whereas GDRs allow trading in different countries. In addition, GDRs are offering trading on the International Order Book(IOB), in which investors have the privilege to get direct access to GRD from 30+ countries around the world. An American Depository Receipt (ADR) is a negotiable security that represents securities of a nonUS company and is traded on US stock exchanges.

    Trading Jurisdiction of GDR and ADR

    Since ADRs and GDRs are traded on well-known exchanges, they offer better liquidity than direct foreign investments in less accessible markets. They trade like regular stocks, making them easy to buy and sell through regular brokerage accounts. The process of creating ADRs involves a US bank buying shares of a foreign company and issuing ADRs in the US.

    Both serve the purpose of enabling investors to access foreign companies, but the choice between ADRs and GDRs often depends on the investor’s location and preference for trading markets. GDRs are issued by international banks and represent shares of a foreign company. These banks purchase shares of the foreign company in its home market and issue GDRs on the exchange where they are listed. Investors can buy and sell GDRs in the local currency of the exchange where they’re listed. An American Depositary Receipt is a certificate representing a share in the stock of any foreign country issued by a bank in the United States.

    Can Indian investors opt for ADRs and GDRs?

    ADRs are denominated in US dollars and follow US trading regulations. An American Depository Receipt is a transferable certificate reflecting securities of a foreign business trading on the American stock market. The receipts represent an entitlement against the number of underlying shares.

    • Depository receipt is an indirect route to enter and tap multiple markets or single foreign capital market.
    • It benefits the American investors because they may invest in international companies without dealing with foreign exchange or currency.
    • Each custodian bank issues GDRs representing Nestle shares in their respective markets.
    • The best option to invest in international markets is through Depository Receipts, which also allow access to stock markets in any country.

    ADRs:

    Financial education is the root of making the right investment decision. Before investing your hard-earned money, you should be adept at analyzing a company’s political background, economic development, and social capital. So, you make your decision wisely instead of getting disappointed.

    These ADRs are created by American banks without the involvement or the permission of a non-American company. This article is for informational purposes only and does not constitute financial advice. It is not produced by the desk of the Kotak Securities Research Team, nor is it a report published by the Kotak Securities Research Team. The information presented is compiled from several secondary sources available on the internet and may change over time.

    Role of American Depository Receipts in India

    This is a type of bank certificate which represents the share in a foreign company. The shares are traded as domestic shares among them, but, globally, various bank branches offer the shares for sale. ADRs are certificates issued by a US bank, representing shares of a foreign company.

    The bank manages the share issuance and administers the share listing. The underlying company does not necessarily have direct control over its depositary receipt shares as it controls its domestic shares. In the world of finance, American Depository Receipts (ADRs) and Global Depository Receipts (GDRs) are key tools that connect companies with foreign investors. They make it easier for companies difference between adr and gdr to access global capital and for investors to put their money into overseas businesses. These shares are held by a foreign bank that provides depository receipts to these companies in return for the shares.

    What are sponsored and non-sponsored ADRs?

    Any person holding a GDR receipt can convert the receipt into units of ownership (shares) by depositing the receipts to the bank. Investing internationally can diversify your portfolio, get you exposure to growing markets abroad, and cushion the impact of any downturn in U.S. stocks. ADRs are denominated in U.S. dollars but their initial offering value is based on the value of the home currency. There is further currency risk in the conversion of dividends into the investor’s home currency. Each issuance must comply with all relevant laws in both the home country and each of the foreign markets.

    The option of issuing an ADR gives a company the power to raise money in other markets. Moreover, they can avoid doubling the workload of reporting to two government regulatory agencies. Shares in the Finnish technology company Nokia are traded on an exchange in Helsinki. However, American investors who want to bet on Nokia can purchase Nokia ADRs (NOK) in the U.S. J.P. Morgan steps in as the “depository bank,” buying Alibaba shares and holding them in a safe vault.

    The topic has been holistically covered by the faculty of Vedantu. So, students who are approaching the topic for their higher secondary examinations can sufficiently learn from the article. Students first refer to the materials available with them in their textbooks, then use the notes provided by Vedantu to add value to their existing notes. Finally, refer to the video lectures to clear any doubts related to the topic. Students can anytime approach the students’ helpline number for their queries. The term might look difficult to the students in the first instance.

    GDR is issued by a depository bank located overseas or in other words, GDR is issued by a depository bank which is located outside the domestic boundaries of the company to the residents of that country. While ADRs are alternative investments that require careful analysis by U.S. investors, they broaden investment opportunities and simplify international investing by being available on U.S. exchanges. Unlike the ADR and GDR, an IDR is issued in the Indian denomination. This gives a chance for the Indian companies to hold a share in the foreign company’s equity. One ADR comprises a certain number of shares in an Indian company and these ADRs are quoted in US dollars. The investors of a foreign country can buy and sell shares directly and the investor is free to convert the ADR to receive the equivalent number of shares.

    Related Differences and Comparisons

    This is a negotiable instrument which is issued by the US Bank, which represents the Non- US Company stock that is being traded in the US stock exchange. Yes, ADRs can be converted into ordinary shares through the depositary bank. The ADR is cancelled, and the underlying shares are transferred to your foreign brokerage account.

  • Михайло Зборовський про Космобет: як українській ігровій індустрії уникнути помилок “woke-культури”

    В останні роки український гральний ринок стикається із серйозними викликами, пов’язаними із громадським сприйняттям та регуляторною політикою. Михайло Зборовський, експерт зі стратегічного розвитку iGaming продуктів, таких як Космобет, звертає увагу на небезпечні тенденції у галузі.

    Сьогодні «Woke-культура» – це хвиля радикального соціального активізму, яка перетворюється на тиск, бойкоти, публічні «скасування» (cancel culture) та заборони на вільне вираження думки.

    Прояви упередженості до грального бізнесу

    В гонитві за справедливістю та рівністю суспільство все частіше стикається з нерозумінням реального світу та його проблем. У результаті відбувається перекіс одних ідей переходить у крайнощі. У контексті грального бізнесу в Україні можна виділити такі паралелі:

    • Цензура та скасування. Оператори стикаються із заборонами та обмеженнями без можливості діалогу.
    • Стигматизація. Гральний бізнес часто сприймається виключно як джерело проблем, ігноруючи його внесок в економіку.
    • Відсутність конструктивного діалогу. Замість обговорення та пошуку рішень переважає обвинувальна риторика.

    Ці тенденції створюють атмосферу недовіри та перешкоджають розвитку промисловості. Крім того, відсутність чітких правил та прозорих процедур створює невизначеність для інвесторів. Це знижує привабливість українського ринку для міжнародних компаній та обмежує надходження інвестицій.

    Необхідність конструктивного діалогу

    Для подолання поточних проблем необхідно перейти від звинувачень до діалогу між державою, суспільством та представниками грального бізнесу. Це дозволить розробити збалансовану політику, яка б враховувала інтереси всіх сторін. Михайло Зборовський, експерт з iGaming індустрії, говорячи про Космобет та інші платформи, наголошує: “Відхід від практик “скасування” щодо бізнесу, і перехід до взаємовигідного розвитку, лише посилить суспільство та створить нові економічні можливості”

  • Михайло Зборовський про Космобет: як українській ігровій індустрії уникнути помилок “woke-культури”

    В останні роки український гральний ринок стикається із серйозними викликами, пов’язаними із громадським сприйняттям та регуляторною політикою. Михайло Зборовський, експерт зі стратегічного розвитку iGaming продуктів, таких як Космобет, звертає увагу на небезпечні тенденції у галузі.

    Сьогодні «Woke-культура» – це хвиля радикального соціального активізму, яка перетворюється на тиск, бойкоти, публічні «скасування» (cancel culture) та заборони на вільне вираження думки.

    Прояви упередженості до грального бізнесу

    В гонитві за справедливістю та рівністю суспільство все частіше стикається з нерозумінням реального світу та його проблем. У результаті відбувається перекіс одних ідей переходить у крайнощі. У контексті грального бізнесу в Україні можна виділити такі паралелі:

    • Цензура та скасування. Оператори стикаються із заборонами та обмеженнями без можливості діалогу.
    • Стигматизація. Гральний бізнес часто сприймається виключно як джерело проблем, ігноруючи його внесок в економіку.
    • Відсутність конструктивного діалогу. Замість обговорення та пошуку рішень переважає обвинувальна риторика.

    Ці тенденції створюють атмосферу недовіри та перешкоджають розвитку промисловості. Крім того, відсутність чітких правил та прозорих процедур створює невизначеність для інвесторів. Це знижує привабливість українського ринку для міжнародних компаній та обмежує надходження інвестицій.

    Необхідність конструктивного діалогу

    Для подолання поточних проблем необхідно перейти від звинувачень до діалогу між державою, суспільством та представниками грального бізнесу. Це дозволить розробити збалансовану політику, яка б враховувала інтереси всіх сторін. Михайло Зборовський, експерт з iGaming індустрії, говорячи про Космобет та інші платформи, наголошує: “Відхід від практик “скасування” щодо бізнесу, і перехід до взаємовигідного розвитку, лише посилить суспільство та створить нові економічні можливості”